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Financing Disclaimer

Hisckeno

Effective Date: February 2026

Hisckeno offers equipment financing through independent third-party lenders for customer convenience.

All advertised payment examples, including monthly payment amounts, interest rates, and promotional offers, are estimates only and are not a guarantee of approval.

Credit Approval

All financing is:

  • Subject to credit approval

  • Based on individual creditworthiness

  • Determined solely by the lending institution

Customers with lower credit scores, limited credit history, or high debt-to-income ratios may receive different terms or may not qualify.

Payment Advertisements

Any advertised payments (example: “payments as low as $336/month”) are based on:

  • Tier-A qualified credit

  • Standard term lengths (typically 60–72 months unless stated otherwise)

  • Approved down payment conditions (if required)

Actual payment amounts may vary based on:

  • Credit score

  • Down payment

  • Loan term

  • Taxes

  • Shipping costs

  • Attachments and accessories

  • Extended warranty purchases

0% Financing Promotions

0% interest promotions, when available, are:

  • Offered for limited terms

  • Available only to qualified buyers

  • Subject to lender approval

  • May require higher credit qualifications

Not all customers will qualify.

No Early Payoff Penalty

Most financing programs allow early payoff without a penalty; however, final terms are determined by the lender and provided in your loan agreement.

Taxes & Fees

Advertised payments do not include:

  • Sales tax

  • Delivery or freight

  • Documentation fees

  • Optional attachments or accessories

These may affect final payment amounts.

Responsibility

Hisckeno does not:

  • Make credit decisions

  • Set interest rates

  • Control lender approval criteria

We simply submit your application to our lending partners.

Customers should carefully review all financing documents before signing.

Contact Us

If you have questions about this Privacy Policy or your personal data, please contact:

Hisckeno
Phone: 270-816-9655
Email: taylor@qandaequipment.com
Website: hisckeno.com

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